Financing a New Car Doesn't Have to Feel Like a Catch-22

The 21st century has brought tremendous improvements in the fuel efficiency of gasoline-powered cars, but fuel prices are still leaving a collective knot in the stomachs of already financially-stressed Americans. The "haves" have no problem forking over the cash for new, higher MPG or hybrid gasoline-electric cars. But those who have not-as-much (and the irony here is not lost) may be trapped in less fuel-efficient, older cars for the very reason they need to save -- they just don't have the cash flow for a new car.

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